VA disability claims · Calculator · Combined ratings · SMC

VA Disability Calculator: Monthly Pay, Combined Ratings, and What SMC Adds

A VA disability calculator answers one question: if this percentage (or this combine) is correct, what does the regular 10–100% table pay a veteran alone this month. It does not answer whether the percentage is right. It does not score Aid & Attendance, housebound, or loss of use. Those are Special Monthly Compensation questions — and they are why a lot of veterans at 90% or 100% still need a file review.

The tool below uses the official 2026 veteran-alone compensation amounts effective December 1, 2025, transcribed from VA.gov veteran rates. Combined ratings follow VA’s whole-person method (38 C.F.R. § 4.25). We do not invent household tables here. Dependents change the check at 30% and above — use our 2026 disability rates page or VA.gov for those rows.

Veterans Promise is a veteran-led team based in Nashville. We work with veterans nationwide on rating increases and SMC, including Aid & Attendance and housebound. The representative who signs onto a Veterans Promise application is VA accredited. That does not mean every person at the company is accredited, and it does not mean we are VA or a VSO. This page is general information, not legal or medical advice. We are not affiliated with VA. VA decides every claim. No one can honestly guarantee a rating or a dollar amount.

Request a complimentary consult or call (877) 778-0385.

2026 calculator (veteran alone)

What this calculator does — and what it cannot

It looks up a published 2026 veteran-alone monthly amount for a single rating, or for a combine of up to three ratings using VA’s whole-person method. That is useful for a rough check against a decision letter or a bank deposit.

It cannot tell you whether VA will grant an increase. It cannot apply bilateral factors, temporary 100% convalescent ratings, or every edge case in 38 C.F.R. Part 4. It cannot price Aid & Attendance, housebound, or SMC-K. Those dollars live on a different schedule. See the SMC section on the rates page.

If the letter already pays at 100% — schedular or TDIU — another 10% on an old code often will not change the regular table. The remaining questions are usually SMC, an underrated individual code, or leaving the file alone. That is 100% is not the ceiling.

How combined ratings work inside the tool

VA does not add percentages. A 50% and a 30% look like 80 on a receipt. Under the whole-person method they combine to 65 and round to 70%. That is VA’s own example. Longer walkthrough: VA combined ratings (VA math). Official table and explanation: How VA determines disability ratings.

When a new problem is caused by a rated disability, that is often a secondary, not a higher percentage on the original code. Secondaries change the combine. They do not automatically create SMC.

What the percentage calculator never prices

Special Monthly Compensation pays for facts the 10–100% table does not score. 2026 veteran-alone examples (effective Dec 1, 2025): SMC-K add-on $139.87; SMC-S (housebound) $4,408.53; SMC-L $4,900.83. Full lettered table: 2026 disability rates. Source: VA SMC rates.

If someone helps you dress, bathe, or stay safe — or you are substantially stuck at home — a percentage calculator is the wrong tool. Start with SMC and Form 21-2680.

Complimentary consult — we do not bill 5× the increase

The first conversation is complimentary. We do not bill five times a VA rating increase. Bring the latest decision letter if you have it. We sort whether the next filing looks like an increase, a secondary, a decision review, or SMC — including at 90% or 100%. How the call works: how Veterans Promise works. Cost and 100% questions: FAQs.

Free accredited VSO help still exists. Search Find a VA accredited representative or VSO.

Request a complimentary consult or call (877) 778-0385.

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Last reviewed September 8, 2026.